Category: Personal Loans

A Guide to Consolidating and Refinancing Student Loans

Student loan consolidation and refinancing can help you manage your debts, reducing monthly payments, creating more favorable terms, and ensuring you have more money in your pocket at the end of the month.  But how do these payoff strategies work, what are the differences between private loans and federal loans, and how much money can […]

A Guide to Consolidating and Refinancing Student Loans is a post from Pocket Your Dollars.

How to Get Debt Consolidation Loans When You Have Bad Credit

Debt consolidation is one of the most effective ways to effectively manage debt. It can greatly improve your debt-to-income ratio and help you get back on your feet. You will have more money in your pocket and less debt to worry about, and while your options are a little more limited if you have bad […]

How to Get Debt Consolidation Loans When You Have Bad Credit is a post from Pocket Your Dollars.

How to Start Investing in Peer-to-Peer Loans

Back in the day, if you needed a personal loan to start a business or finance a wedding you had to go through a bank. But in recent years, a new option has appeared and transformed the lending industry. Peer-to-peer lending … Continue reading →

The post How to Start Investing in Peer-to-Peer Loans appeared first on SmartAsset Blog.

Should You Help a Family Member in Debt?

Watching loved ones struggle with their personal finances is never fun, especially when you’re doing relatively well yourself. But before you rush to the aid of your mother, your brother or your favorite cousin, it’s a good idea to consider … Continue reading →

The post Should You Help a Family Member in Debt? appeared first on SmartAsset Blog.

The Millennial Guide to Getting a Personal Loan

Personal loans have made something of a comeback over the last few years thanks to the rise of online lending. According to TransUnion, the number of consumers who are using personal loans jumped by 18% between Q3 2013 and Q3 … Continue reading →

The post The Millennial Guide to Getting a Personal Loan appeared first on SmartAsset Blog.

What is a Payday Loan?

A payday loan is a short-term loan with a high annual percentage rate. Also known as cash advance and check advance loans, payday loans are designed to cover you until payday and there are very few issues if you repay the loan in full before the payment date. Fail to do so, however, and you […]

What is a Payday Loan? is a post from Pocket Your Dollars.

Guide to Bar Loans: Pros, Cons, and More

It can take several months to prepare for the bar exam, and they are some of the most important months in an aspiring lawyer’s life. In that time, many students take preparation courses or devote all their time to studying and preparing, increasing their chances of passing the exam and taking that important step. Bar […]

Guide to Bar Loans: Pros, Cons, and More is a post from Pocket Your Dollars.

The Common Types of Personal Loans, Explained

A personal loan is money you borrow from a bank, credit union, online lender or another financial institution to use for a variety of reasons. It offers flexible repayment terms and fixed monthly payments. Nearly all personal loans are unsecured, which means you are not required to provide collateral. The best personal loans come with […]

The post The Common Types of Personal Loans, Explained appeared first on The Simple Dollar.